Find lost or forgotten pensions – without doing it yourself

Find lost or forgotten pensions – without doing it yourself

We contact pension providers, chase responses, and compile a full report – including checks for pensions you may not even know exist.

Many people discover pensions worth thousands of pounds they didn’t even know they had.

Most “free” tracing services only give you provider details.

That means you still have to:

  • contact each company
  • fill out forms
  • chase responses (often more than once)

Most people never finish the process.

Pension Pie does it all for you.

  • We contact providers and handle all follow-ups

  • Includes hidden pension sweep with major providers

  • Trace up to 5 pensions

  • Clear report showing what you have and what it’s worth

Many clients simply want certainty – even knowing nothing is there brings peace of mind.

Trusted by 2,800+ UK customers • 7,775+ pensions traced • Rated Excellent on Trustpilot

*Average value of each pension we find on behalf of our clients as of March 7th 2026

Pension Pie provides pension tracing and reporting only. We do not provide financial advice or move pension funds.

What happens when you try to trace a pension yourself

The government service gives you provider details — but you still need to do the work yourself.

Here’s what that actually looks like:

You still need to contact each provider, fill out forms, and follow up — often more than once.

Pension Pie handles the entire process for you.

Do it yourself – or have it done for you

Do it yourself

Use the government tracing service:

  • You get a list of providers

  • You contact each provider yourself

  • Fill out forms or send letters (sometimes both)

  • Chase responses (often more than once)

  • Keep track of everything yourself

  • No guarantee you’ll find everything

Pension Pie

Let us handle it for you:

  • We contact providers on your behalf

  • We handle all forms and communication for you

  • We follow up and chase responses
  • We check for pensions you may not know exist

  • Everything organised into one clear report you can actually understand

One simple fixed fee • No hidden costs • Takes 2 minutes

Why people lose track of their pensions

Most people change jobs several times during their working life.

Each time you move, another pension scheme can be created.

At the time it feels simple enough — you leave the job and the pension stays where it is.

But years later things start to get complicated.

Employers close down.

Pension providers merge.

Letters go to old addresses.

And gradually it becomes harder to remember exactly where every pension ended up.

That’s why millions of UK pensions are now sitting in accounts people have lost track of.

Multiple jobs

Every job can create a new pension scheme.

Providers merge

Many pension providers change names or merge with others.

Addresses change

Letters and updates often go to old addresses.

How Pension Pie works

Pension tracing doesn’t need to be complicated.
Pension Pie handles the process for you.

Step 1: Tell us where you worked

List the jobs or pensions you remember.
Most people only need a few minutes to complete this.

Step 2: We trace the pensions

We contact pension providers and investigate the pensions linked to your employment history.

Step 3: Receive your pension report

You receive a clear report showing where your pensions are and what they are worth.

Many clients simply want a clear picture of their pensions so they can plan properly for retirement.

Why tracing pensions yourself can be difficult

Many people first try tracing pensions themselves.

There are free directories available online that list pension providers and contact details — but in practice finding old pensions can quickly become time-consuming and confusing, and lets face it…a bit boring and there are much more interesting thngs to do with your time!

Providers merge

Pension providers frequently merge or change names, which can make older pensions difficult to track.

Employers close down

Companies sometimes close or change ownership, making it harder to locate the pension scheme they once used.

Responses take time

Pension providers often take weeks to respond to tracing requests.

Multiple organisations

Tracing pensions often requires contacting several providers and organisations individually.

That’s why many people are turning to Pension pie pension tracing service — simply to save time and make sure nothing gets missed.

What’s included with Pension Pie

Every Pension Pie order includes a full pension tracing investigation and a clear report of the pensions you asked us to trace.

  • Trace up to 5 pensions

  • Contacting pension providers on your behalf
  • Investigating employer pension schemes
  • Checking historic and legacy providers
  • Hidden pension sweep checks

  • Checking records linked to your NI history

  • Clear pension summary report
  • No obligation to consolidate or take advice

Everything is handled for you — no chasing providers or paperwork required.

We also check for pensions you may not remember

Every Pension Pie order includes a hidden pension sweep.

Alongside tracing the pensions you tell us about, we also check additional pension records linked to your National Insurance history.

Sometimes nothing appears.

But occasionally these checks uncover pensions people had completely forgotten about.

It’s an extra step designed to make sure nothing is missed.

We check multiple pension records to make sure nothing is missed.

Trusted by thousands of UK pension holders

Thousands of UK customers have used Pension Pie to trace their pensions and understand exactly what they have.

2,830+

Orders completed

7,775+

Pensions traced

£4.7M+

Pension value identified

£16,683

Average pension located

Trustpilot

Pension Pie has traced thousands of pensions for UK customers since launch.

Pension Pie works differently

Our role is simply to locate pensions and provide a clear report so you know exactly where your pensions are and what they are worth.

Some services advertise “free” pension tracing services, yes we do charge a fee.

However, beware of anything that is deemed as FREE (After all we all know nothing in life is free!)

Often other services are difficult to use and time consuming like the goverment service OR the percieved “free” service exist to identify pensions that can later be moved into their new investment products – which sometimes is not the best option.

Some services wont trace pensions that are lower in value, not transfereable or difficult to transfer – like DB pensions etc…At Pension Pie we will trace anything and save you time and money helping you to get clarity.

How much could you be missing?

£16,683

Average pension located for Pension Pie clients.

And many people have more than one.

Even a short job from years ago can leave behind a pension worth thousands today.

That’s why many people choose to trace their pensions — simply to make sure nothing has been forgotten.

2,830+ Orders Completed

7,775+ Pensions Traced

£4.7M+ Pension Value Identified

Why Pension Pie charges a fee

Some services advertise “free” pension tracing services.

In most cases those services exist to identify pensions that can later be moved into new investment products.

They typically focus on larger pension pots and may not investigate older, smaller or more complex pensions that require more work to trace.

Pension Pie works differently.

We charge a one-time fee so we can investigate all pensions you ask us to trace — regardless of size or complexity.

Our role is simply to locate pensions and provide a clear report so you know exactly where your pensions are and what they are worth.

Pension Pie Pension Trace

£225

One-time payment

  • Trace up to 5 pensions
  • Hidden pension sweep included
  • Full pension summary report
  • No ongoing fees
  • No obligation to consolidate

Secure payment via Card, Klarna Pay in 3 or PayPal

Secure checkout • One-time payment • No ongoing charges

Frequently Asked Questions

Some pension tracing services are advertised as free.

In many cases those services exist to identify pensions that can later be moved into new investment products.

They may focus primarily on higher-value pensions that are suitable for consolidation or financial advice.

Pension Pie works differently.

We charge a one-time fee so we can investigate the pensions you ask us to trace regardless of their size, complexity or whether they are suitable for consolidation.

Our role is simply to locate pensions and provide a clear report so you know exactly where your pensions are and what they are worth.

Yes — the government pension tracing service is available and it can be helpful.

However it is essentially a directory of pension providers.

It can tell you which provider might hold a pension, but it does not contact providers, investigate schemes or chase responses for you.

Most people still need to write to providers themselves and follow up on any responses.

Pension Pie handles that process for you so you don’t need to contact multiple organisations or chase replies yourself.

Pension tracing cannot guarantee that a pension will be located.

Many clients simply want certainty.

Even confirming that a pension does not exist can bring clarity and help people understand exactly where they stand with their retirement savings.

Our goal is to investigate the pensions you ask us to trace and provide a clear report of the results.

Some responses can begin to arrive within the first 7–14 days, but in most cases pension tracing takes a few weeks.

The timeline depends on how quickly providers respond and how complex the case is.

Older pensions or schemes linked to employers that no longer exist can sometimes take longer to trace.

Pension Pie can investigate many types of UK pension schemes, including:

• workplace pensions
• personal pensions
• defined contribution pensions
• defined benefit and final salary schemes
• public sector pensions
• older or legacy pension schemes

We also perform additional checks to see whether any pensions appear in records linked to your National Insurance history.

Once responses begin to arrive, we compile the information into a clear pension summary report showing the pensions that were traced and any available values.

You are free to keep this report and use it however you wish.

There is no obligation to consolidate pensions or take financial advice.

Ready to trace your pensions?

If you’ve changed jobs over the years and are not completely sure where every pension is, it may be worth checking.

It takes about 60 seconds to start.
We’ll securely trace your pensions and show you exactly where they are.

One-time £225 payment • Secure checkout • No ongoing fees

Pension Pie provides pension tracing and reporting services only.
We do not provide financial advice or move pension funds.